#shorts
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Is Whole Life Insurance Ever A Good Idea?
DB is lowered, though until loan is restored.
I have watched more than a few videos about whole life, and I still can’t wrap my head around it. To me, there is no sense in a whole life policy. People can invest their money in a tax shelter without purchasing insurance. If someone wants to leave their money invested and earn return while using it as collateral, a whole life policy is not the only way to do this. If someone wants to purchase something and needs to borrow dollar against dollar because the bank or credit union wouldn’t lend them money, I would say work on your credit score not a whole life policy. One thing that is touted in the financials is to use other peoples money to amplify returns, whole life doesn’t do this.