In today’s video, Azul covers 10 personal finance lessons that changed the trajectory of his life. Without these important basic money lessons, he likely would not be financially independent. Some of these ideas are for beginners, while others are more advanced savers & investors === Azul’s “Scammer” Warning & Disclaimers. PLEASE READ!! === Be careful of scammers. In the comments, I will NEVER suggest you contact me, offer any investment products, recommend a stock broker or anything similar. Some scammers ask for investment help in the comments and later, other commenters post how “great that idea/investment/person is” in the replies. This is a scam. Do not fall for it. MORE FROM AZUL: Twitter: https://twitter.com/Azul_Wells Essays: https://www.azulwells.com/essays NEED FINANCIAL ADVICE? 1) Google “fee-only financial adviser” or visit www.NAPFA.org 2) #1 question to ask any financial adviser is “Are you a fiduciary to me 100% of the time” Get the answer in writing 3) Please note that some people call themselves “fee-based”. This is NOT the same as fee-only. Fee-only advisers have committed to being a fiduciary to you 100% of the time. 4) Speaking just for myself personally, I would only hire an adviser who is a fiduciary to me 100% of the time. This is not a suggestion on what you should do. We are all different and I do not know your personal situation. MY VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer): This information is provided to you as a resource for informational purposes only and should not be viewed as investment advice or recommendations. To get professional financial advice from a fee-only financial advisor near you, please visit www.napfa.org. The decisions on how to invest, when to retire and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally from a financial adviser, AND a CPA AND an attorney. Having the perspective of all three professions will help you make the decision that is right for you and your family. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor may NOT be suitable for all investors. This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment/tax/estate/financial planning considerations or decisions. I don’t believe in “get rich” programs. Rather, I believe in doing your homework and working with professionals who are a fiduciary to you 100% of the time.
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